A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Share | Related Content Retirement Redefined Around the country, attitudes about retirement are shifting. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.